401(k) Calculator A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
Beneficiary Required Minimum Distributions (RMD) - Advanced Options Use this calculator to determine the Required Minimum Distribution (RMD) for different types of beneficiaries. This includes spouses, non-spouses and chronically ill individuals and non-adult children.
Company Stock Distribution Analysis Calculator If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.
How long will my retirement savings last? Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.
Individual 401(k) Contribution Comparison Use this calculator to determine your 2024 maximum Individual 401(k) contribution as compared to three other possible plan options.
Pension vs. Lump Sum Payout Calculator Use this calculator to compare the results of getting a lump sum payout instead of a guaranteed monthly pension for life.
Required Minimum Distribution (RMD) Use this calculator to determine your Required Minimum Distribution (RMD) and estimate future required distributions.
Retirement Nest Egg Calculator Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nest egg should be.
Retirement Shortfall Calculator Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
Mortgage Calculator Use this calculator to determine your monthly mortgage payment and amortization schedule.
Mortgage Calculator with PMI Use this calculator to determine your total monthly mortgage payment including and estimated amount for Private Mortgage Insurance (PMI).
Mortgage Debt Consolidation Calculator This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.
Mortgage Tax Savings Calculator Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Reverse Mortgage Calculator This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.
Should I Refinance Calculator Use this calculator to see how much interest you can save by refinancing your mortgage!
Snowball Debt Elimination Calculator This Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule.
Student Loan Consolidation and Debt Payoff Calculator The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.
Auto Calculators
Auto Rebate and Financing Options Use this calculator to help you determine whether you should take advantage of low interest financing, an auto rebate or outside financing for your car purchase.
Buy vs. Lease Calculator Should you buy or lease your next automobile or finance it? Find out with this calculator!
Dealer Financing vs. Credit Union Financing Calculator Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Investment Calculators
1031 Exchange Calculator This 1031 Exchange calculator will estimate the taxable impact of your proposed sale and purchase.
Asset Allocation - Broad Portfolio Calculator Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of a broad portfolio of stocks, bonds and cash.
Future Value Calculator Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
Internal Rate of Return (IRR) Calculator Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.
Investment Property Calculator An investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property.
1040 Tax Calculator Use this 1040 tax calculator to help estimate your tax bill for the current tax year's rates and rules.
Marginal Tax Rate Calculator Use this calculator to determine your Federal marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Payroll Deductions Calculator W-4 with Exemptions This calculator uses the W-4 with exemptions that was used before the Tax Cuts and Jobs Act (TCJA) compliant version was available. It is largely obsolete, but may be used if an employee has an older version W-4 filed with their employer (new W-4's will not use this version).
Self-Employment Tax Calculator If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.
Simple Federal Tax Calculator Enter your filing status, income, deductions and credits and we will estimate your total tax for or refund.
College Savings Calculator Use this calculator to help develop or fine tune your education savings plan.
Emergency Savings Calculator This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Lunch Savings Calculator Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
Savings Goal Calculator What will it take to reach your savings goal? This financial calculator helps you find out.
Long Term Care Calculator Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
Business Valuation - Discounted Cash Flow Calculator This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Financial Ratios Calculator This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Inventory Analysis Calculator Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
Profit Margin Calculator This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Working Capital Needs Calculator Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
HARMON STREET ADVISORS, INC. 15707 Rockfield Blvd Ste 135 Irvine, CA 92618
Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
