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Retirement Savings and Planning

Retirement Savings and Planning

401(k) CalculatorA 401(k) can be one of your best tools for creating a secure retirement. It provides you with two important advantages.
401(k) Spend It or Save It CalculatorThere are several ways to manage your 401(k) balance when you leave an employer. The most fundamental question is should you spend it or save it?
403(b) Savings Calculator403(b) plans are only available for employees of certain non-profit tax-exempt organizations: 501c(3) corporations, including colleges, universities, schools, hospitals, etc.
72(t) CalculatorThe Internal Revenue Code section 72(t) and 72(q) can allow for penalty-free early withdrawals from retirement accounts under certain circumstances.
Beneficiary Required Minimum Distributions (RMD)When you are the beneficiary of a retirement plan, specific IRS rules regulate the minimum withdrawals you must take.
Civilian Pay to Equal Military Take Home PayUse this calculator if you are retiring or leaving the service to help you determine how much civilian pay would be required to match your existing military take home pay.
Company Stock Distribution Analysis CalculatorIf you own company stock in a retirement plan, you may be able to take advantage of the long-term capital gains tax rate rather than your ordinary income tax rate on this investment. Normally, all earnings withdrawn from a retirement plan are taxed as ordinary income, at ordinary income tax rates.
How Important Is Social Security?How will losing your Social Security benefits affect your retirement? Use this calculator to determine how losing this important retirement asset could affect you.
Required Minimum Distribution (RMD)The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from some types of retirement accounts annually, starting the year you turn age 70-1/2.
Retirement Pension Planner CalculatorDo you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan.
Retirement Planner CalculatorDo you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan.
RMD & Stretch IRA CalculatorThe IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution (RMD) - from your retirement accounts annually; starting the year you turn age 70-1/2.
Roth 401(k) Conversion CalculatorThis calculator will show the advantage, if any, of converting your pre-tax 401(k) to a Roth 401(k).
Roth 401(k) vs. Traditional 401(k) CalculatorA 401(k) contribution can be an effective retirement tool. As of January 2006, there is a new type of 401(k): the Roth 401(k).
Roth IRA CalculatorCreating a Roth IRA can make a big difference in your retirement savings. There is no tax deduction for contributions made to a Roth IRA; however, all future earnings are sheltered from taxes under current tax laws.
Roth IRA Conversion CalculatorIn 1997, the Roth IRA was introduced. This new IRA allowed for contributions to be made on an after-tax basis and all gains (or growth) to be distributed completely tax-free.
Roth IRA Conversion with Distributions CalculatorIn 1997, the Roth IRA was introduced. This new type of IRA allowed for all gains (or growth) to be distributed completely tax-free, provided certain requirements are met.
Roth IRA vs. Traditional IRA CalculatorUse this calculator to determine which IRA may be right for you.
Social Security Benefit CalculatorDo you wonder how much you might receive in Social Security during retirement? Use this calculator to help you estimate your Social Security benefits.
Traditional IRA CalculatorContributing to a traditional IRA can create a current tax deduction, plus it provides for tax-deferred growth.

Military Officers Assocation of America (MOAA)
201 N. Washington St
Alexandria, VA 22314

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.