Credit Cards & Debt Calculators

See what it will take to pay off your credit card balance, and what changes you can make to meet your repayment goals faster.

Determine how long it will take to pay off your credit cards if you only make the minimum payments -- and how much it will cost you in interest.

Determine the best distribution of your credit card debt across multiple cards to minimize total interest paid.

Determine the difference in fees and total cost between credit card balance transfer options.

This balance transfer optimizer includes the option for a limited-time promotional rate to find the best transfer strategy.

Use this as a starting point for your debt management plan. Enter all your debts to get a complete picture of what you owe.

See just how expensive paying interest on your debt can be. Visualize the real long-term cost of carrying balances.

Apply two simple debt snowball principles to cut years off your repayment schedule and save thousands in interest.

Quickly enter all of your debts and get a custom snowball debt payoff plan in seconds.

Consolidating is only half the battle. This calculator shows you how to accelerate your debt payoff once consolidated.

Apply two simple roll-down principles to pay off your credit card debt efficiently -- roll payments from paid-off cards to remaining balances.

Consolidate your student loans and use the monthly savings to pay off other outstanding debt with this two-step strategy calculator.

Should you consolidate your debt? Determine if a personal debt consolidation loan is right for your situation.

Determine whether using your home equity to consolidate high-interest debt is the right financial move for you.

A consolidation loan can do more than pay off debt. See the results of paying off debt AND investing your payment savings.