Insurance Calculators

Find out how much life insurance you really need to protect your family and replace your income.

How much life insurance do you need? This comprehensive calculator includes detailed net worth analysis, budgeting, and college savings to help you find out.

One of your most important assets is your ability to earn a paycheck. Understand today's present value of your future earnings.

Determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.

Determine how much your Health Savings Account (HSA) will be worth over time with regular contributions and tax-free growth.

Determine the maximum amount you are allowed to deposit into a Health Savings Account (HSA) for the current tax year.

Using your HSA as a retirement account? This calculator will help determine what you need to do to reach your long-term HSA savings goal.

Compare a High Deductible Health Plan (HDHP) with an HSA against a traditional health plan to see which makes more financial sense.

Compare the potential savings for an employer and employee using an HDHP with HSA versus traditional health insurance.

Estimate the value of creating a High Deductible Health Plan (HDHP) with Health Savings Accounts (HSA) for your employees.

A fixed annuity can provide a secure, tax-deferred investment. See how a fixed annuity might fit into your retirement plan.

Estimate what your monthly income payments might be from an immediate annuity based on your lump sum investment amount.

See how a variable annuity can help you save for retirement with market-linked growth potential.

See how a variable annuity without surrender charges can help you save for retirement with greater flexibility.

Long-term care is needed by those who cannot perform basic daily tasks. Determine if you are financially prepared for this impending expense.

See what it might take to save -- or self-fund -- your long-term care needs rather than relying on insurance coverage.