Retirement Savings & Planning Calculators

Quickly determine if your retirement plan is on track -- and learn how to keep it there.

Do you know how much it takes to create a secure retirement? Determine what size your retirement nest egg should be.

Determine how much monthly income your retirement savings may provide you throughout your retirement.

Running out of savings too soon is a major retirement risk. Find a potential shortfall in your current retirement savings plan.

See how long your retirement savings will last based on your balance and inflation-adjusted withdrawals.

Plan retirement for a two-income household. Find out if you are on track and learn how to stay there.

Plan retirement for two spouses who retire at different times, each on their own schedule.

Plan your retirement with pension and possible part-time retirement employment income factored in.

Plan your retirement with a company pension. Find out if you are on track and learn how to stay there.

Model the impact of a changing tax rate in retirement on a Traditional IRA or 401(k) deferred savings plan.

See how increasing your contributions to a qualified retirement plan can dramatically accelerate your retirement savings.

See how increasing your 401(k), 403(b), or 457 contributions affects your take-home pay as well as your retirement balance.

See what your net withdrawal would be after taxes and early withdrawal penalties are applied.

IRS Rule 72T allows penalty-free early withdrawals from retirement accounts. Calculate your allowable 72T distribution to fund early retirement.

Examine the long-term effects of 72T distributions on your retirement plan balance over time.

An advanced analysis of IRS Rule 72T Substantially Equal Periodic Payments (SEPP) for penalty-free early access to retirement funds.

Helps retiring or separating military members understand what civilian salary they need to match their military take-home pay.

A 401(k) is one of your best tools for a secure retirement. See why this is a savings plan you cannot afford to pass up.

See how increasing your 401(k) contributions affects your net paycheck as well as your retirement savings balance.

Show how a 401(k) with profit sharing can dramatically increase your total retirement savings.

When leaving an employer, making the wrong decision about your 401(k) can cost you thousands in taxes and lost earnings.

Determine if you should take a loan from your retirement account and understand the potential long-term impact on your savings.

Determine which 401(k) contribution type -- Roth or Traditional -- is right for your situation.

See how Roth vs. Traditional 401(k) contributions affect your take-home pay as well as your long-term retirement savings.

See the advantage, if any, of converting your pre-tax 401(k) balance to a Roth 401(k).

Determine the impact of making Roth contributions within your retirement plan on both your paycheck and long-term savings.

Determine which retirement plan contribution option -- Roth or pre-tax -- might be best for you.

See the benefits of an Individual 401(k) plan for the self-employed versus other retirement plan options.

Determine your maximum Individual 401(k) contribution as compared to other possible retirement plan options.

If you work for a nonprofit, a 403(b) is one of your best retirement tools. See why it's a savings plan you cannot afford to pass up.

Calculate the value of a 403(b) plan when no employer match is available.

Determine which 403(b) contribution type -- Roth or Traditional -- might be right for you.

A 403(b)/457/401(k) is one of your best tools for a secure retirement. Use this calculator to see why you cannot afford to pass it up.

A 457 plan is one of your best tools for a secure retirement. See why this is a savings plan you cannot afford to pass up.

See how increasing your 457 plan contributions affects your take-home pay as well as your retirement savings.

See what your net 457 plan withdrawal would be after taxes are taken into account.

Determine whether a Roth or Pre-tax 457 plan contribution might be best for your situation.

Determine if you are eligible for the 457(b) 3-year Special Catch-Up election and how much you can contribute this year.

Compare the Roth IRA to an ordinary taxable investment to see the long-term advantage of tax-free growth.

Determine which IRA -- Roth or Traditional -- may be right for you based on your tax situation and retirement timeline.

See how contributing to a Traditional IRA can help build your retirement savings with tax-deferred growth.

See the advantage, if any, of converting your Traditional IRA to a Roth IRA.

Determine how to stretch out your retirement plan distributions for as long as possible using a Roth IRA conversion strategy.

Spending your IRA before retirement can be a costly decision. See how taking it out early could cost thousands in taxes and lost earnings.

If you own company stock in a retirement plan, you may be able to use the long-term capital gains rate instead of ordinary income tax on this investment.

Determine your Required Minimum Distribution (RMD) and estimate future required distributions from your retirement account.

Determine your Required Minimum Distribution for the current tax year.

Create a projection of your future Required Minimum Distributions as an owner of a qualified retirement account.

Create a stretch projection that includes your beneficiaries for Required Minimum Distributions of a qualified retirement account.

Determine when you must start your Required Minimum Distribution for your retirement account.

For a spouse beneficiary (assumes spouse rolls to own IRA) or owner's death was post-2019 and the beneficiary is a Designated Beneficiary.

Determine your Required Minimum Distributions as a beneficiary of a retirement account.

Determine your Beneficiary Required Minimum Distribution for the current tax year.

Determine the RMD for different types of beneficiaries including spouses, non-spouses, chronically ill individuals, and non-adult children.

Create a future projection and RMD schedule as a spouse beneficiary electing not to treat the inherited account as their own.

Determine the current year RMD as a spouse beneficiary electing not to treat the inherited retirement account as their own.

Estimate your Social Security retirement benefits based on your earnings record and planned retirement age.

Determine how losing this important retirement asset could affect your retirement income and savings needs.

Compare the results of taking a lump sum payout versus a guaranteed monthly pension for life.

Help decide between joint survivorship and single survivorship pension payment options at retirement.